The CFPB Should Reassess Its Approach to Integrating Enforcement Attorneys Into Examinations and Enhance Associated Safeguards

Table of Contents

• Report Contributors and Abbreviations
• Summary of Recommendations
• Memorandum
• Introduction
• Finding 1: The CFPB Did Not Consistently Execute Its Integrated Approach in Accordance With the Broad Expectations Outlined in the Examination Support Policy
• Finding 2: The CFPB Did Not Formally Train Enforcement Attorneys on the CFPB's Examination Process
• Finding 3: The CFPB Lacked a Policy on Enforcement Attorneys' Access to Institutions' Systems During Examinations
• Finding 4: The Process for Resolving Legal Questions During Examinations Was Unclear
• Appendix A: Scope and Methodology
• Appendix B: Management's Response