Board Report: 2013-AE-B-008 July 1, 2013
       Sopeany Keo, Project Leader
       Michael VanHuysen, Senior OIG Manager for Supervision and Regulation
       Anthony J. Castaldo, Associate Inspector General for Inspections and Evaluations (retired)
       Melissa M. Heist, Associate Inspector General for Audits and Evaluations
    
| Board | Board of Governors of the Federal Reserve System | 
| CFPB | Consumer Financial Protection Bureau | 
| DCCA | Division of Consumer and Community Affairs | 
| FRFA | Final regulatory flexibility analysis | 
| OIG | Office of Inspector General | 
| SBA | U.S. Small Business Administration | 
| SBREFA | Small Business Regulatory Enforcement Fairness Act of 1996 |