Board Report: 2025-SR-B-003 March 3, 2025
The Board seeks to ensure that the institutions under its supervisory authority, including community banking organizations, operate in a safe and sound manner and comply with all applicable federal laws and regulations.
The Bank Exams Tailored to Risk process allows examination staff in the Federal Reserve Banks to tailor their supervisory activities, which promotes risk-focused supervision and effective resource allocation. Additional training will enhance their ability to use BETR to scope examinations and will increase the effectiveness of the BETR process. Management should also consider creating guidance on using BETR for institutions with unique business models or novel activities.
Our report contains two recommendations designed to enhance the effectiveness of the Board and Reserve Banks' BETR process.
